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Soy abogado laboralista y esto es lo que te puede pasar si te dan la incapacida…
¿Tienes incapacidad permanente y un seguro de vida o asociado a tu hipoteca? El abogado Víctor Arpa explica cómo reclamar la indemnización que te cor…
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Expert Advice: Claiming Your Permanent Disability Insurance Compensation
A recent video featuring lawyer Víctor Arpa highlights crucial information for individuals who have been recognized with permanent disability and possess a life insurance policy, particularly those linked to a loan. Arpa explains that it is highly probable such individuals are entitled to significant insurance compensation, a fact many may be unaware of. The lawyer warns against common tactics employed by insurance companies to deny claims, such as alleging pre-existing conditions, temporary disability, or potential for improvement. He advises that insurers often request extensive medical reports and may try to exhaust claimants into giving up. According to Arpa, the first step to claiming this compensation is obtaining the definitive resolution from Social Security. From that point, individuals have a five-year window to file their claim, with earlier action being preferable. He emphasizes that if the insurance policy covers permanent disability, the company is legally obligated to pay. If an insurer refuses, Arpa states that legal action will be pursued on behalf of the claimant. He concludes by inviting viewers to contact him for a free case review, promising to fight until the end if they have a valid claim.
