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Joaquín Caraballo, experto inmobiliario: «Con menos de 50.000 euros de entrada …
Señala en el podcast 'El hombre descalzo' que en la actualidad los compradores que hay principalmente «son de reposición»
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Understanding Spain's Property Market: Key Buyer Profiles Revealed
Spanish Real Estate Market: Who is Buying Property Today?Madrid, Spain – A recent podcast clip from "El Hombre Descalzo" featuring real estate expert Joaquín Caraballo sheds light on the evolving landscape of property ownership in Spain. The discussion identifies three primary profiles of individuals currently acquiring homes, offering a nuanced perspective on market dynamics.According to Caraballo, the dominant buyer type is the "replacement buyer." These individuals, who purchased their initial homes 10 to 15 years ago at lower prices, are now leveraging accumulated equity. By selling their nearly paid-off properties, they gain significant capital, which is then used as a substantial down payment for a new, often larger, home, necessitating a fresh mortgage.Another segment of the market comprises high-income earners who possess the financial capacity to purchase properties outright or with minimal financing. The podcast also highlights a growing trend of young buyers receiving financial assistance from their parents. Notably, in regions like Andalusia, donations from parents to children for property acquisition benefit from significant tax incentives, making this a more accessible pathway for some.The experts underscored the current financial hurdles, stating that a minimum upfront investment of 40,000 to 50,000 euros is typically required for a down payment, making property entry challenging for many without external support or prior home ownership.
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