Three Steps to a 2025 Financial Reset: Expert Advice for Achieving Your Goals

Financial expert Lillian Zhang (@lillianzhang_) recently shared a three-step plan to reset your finances for 2025. The video, which has garnered over half a million views, emphasizes the importance of financial awareness and goal setting. Zhang's first step is to conduct a thorough financial audit, understanding both income and expenses. "You need to know how much you have, how much you are working with," she explains in the video. Next, she stresses the significance of tracking all spending, using a personal budgeting template as an example. This, she says, allows for more intentional spending. Finally, Zhang advocates for setting SMART goals. She illustrates this with an example of saving for a three-month emergency fund, breaking it down into smaller, achievable monthly targets. Zhang's practical approach and the video's widespread viewership highlight the growing interest in personal finance strategies.

nss magazine

Consigli finanziari sui social: opportunità e rischi per la Gen Z

Sempre più giovani cercano consigli finanziari sui social media, ma seguirli può comportare rischi, soprattutto quando si trasformano in veri investi…