Debt Collection Agencies vs. Bailiffs: Know Your Rights in Poland

Debt Collection Agencies vs. Bailiffs in Poland: Understanding Your Rights Poland – June 1, 2025 – A recent video by legal expert Mateusz Słobodzian has shed light on the critical differences between debt collection agencies and bailiffs in Poland, a subject of significant concern for many Polish citizens facing debt issues. Słobodzian emphasizes that debt collection agencies often employ aggressive tactics, which are frequently illegal. "Debt collection agencies are private entities with limited powers," explains Słobodzian in his video. "They cannot take the same actions as a bailiff, who holds legal authority." He highlights the crucial distinction, stating that only a bailiff has the legal right to seize assets or take other enforcement measures. The video provides a clear explanation of the legal framework surrounding debt collection in Poland. It warns viewers about potentially illegal actions by debt collection agencies, such as frequent calls, threats, and intimidation. Słobodzian encourages viewers to report such harassment to the authorities. The video's clear explanation of the legal process empowers Polish citizens to protect themselves from unfair debt collection practices. Słobodzian's video is a valuable resource for anyone in Poland dealing with debt collection, providing essential information to help them navigate the legal system and protect their rights.