Simple Credit Card Strategy to Build a Good Credit Score

Millions grapple with credit card debt, but there's a simple solution. Mikey (@mikeycaloca), a personal finance influencer, offers a debt management strategy that's both easy to understand and highly effective. He explains, "The only way you are going to get a good credit score is by managing your debt." His method involves using a credit card like a debit card for everyday expenses, then paying off the balance in full each week. This prevents the accumulation of interest charges, a major factor in high credit card debt. Mikey's visual approach, using a whiteboard to illustrate his point, makes his advice accessible to everyone. By following his simple steps, individuals can take control of their finances and build a strong credit history. This practical advice offers a path toward financial freedom and improved credit scores for many.