Three Simple Steps to Tackle Overwhelming Debt

Millions struggle with debt, but help is available. A recent video by NHS worker and mum-of-two, Mercedes✨️ (@mumlifewithmercedes), offers three practical tips to manage overwhelming debt. "Drowning in debt & don't know where to start?" she asks in her video. Her first tip is to "get it all out of your head," writing down every debt to stop guessing and reduce anxiety. Next, she suggests paying off the smallest debt first, building momentum and calming nerves. Finally, she advises creating a "super gentle budget," starting by tracking essential bills. Mercedes's advice is practical and relatable, highlighting the emotional toll of debt. Her personal experience adds credibility, making her advice more accessible to those struggling financially. The video's popularity, with 406 views in a few hours, shows the demand for such information. For further support, visit the StepChange debt charity website.