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Skim Jaminan Kredit Perumahan SJKP - Cara Beli Rumah Tanpa Slip Gaji
Skim Jaminan Kredit Perumahan (SJKP) membantu mereka yang bekerja sendiri untuk beli rumah kediaman - Tanpa slip gaji pun boleh apply loan!
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Government-Backed SJKP Scheme Empowers Malaysians to Own Homes, Even Without Fixed Income
Kuala Lumpur, Malaysia – Syarikat Jaminan Kredit Perumahan Berhad (SJKP), a scheme backed by the Malaysian government and the Ministry of Finance, is actively assisting a diverse range of Malaysians in achieving homeownership. The initiative specifically targets individuals who may face challenges in securing traditional home loans due to unconventional employment statuses, such as small business owners, online entrepreneurs, freelancers, and delivery riders. According to an official from SJKP, "The scheme provides 100% financing for the home price, and importantly, it also covers associated costs such as MRTT insurance, legal fees, and stamp duty, which often pose significant upfront burdens for prospective homeowners." This comprehensive coverage aims to alleviate financial obstacles for eligible applicants. The SJKP representative further clarified the application process, stating, "Even those without a fixed income can apply. We encourage interested individuals to visit our website, www.sjkp.com.my, to check their eligibility. Once eligible, they can approach any participating bank and express their interest in applying for a housing loan through SJKP. The bank will then handle the entire process, including liaising directly with SJKP." The scheme has reportedly helped thousands of Malaysians realize their dream of owning a home, demonstrating its impact across various segments of the workforce. This government-backed program continues to be a vital resource for many aspiring homeowners in the country.
