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Penalizan a un trabajador por querer jubilarse antes tras 50 años cotizados y u…
Alfonso Muñoz Cuenca ha compartido a través de sus redes sociales el caso de un herrero que fue a informarse sobre su situación
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Spanish Social Security: Is it Fair to Penalize Long-Term Contributors for Early Retirement?
Madrid, Spain – Alfonso Muñoz, an official from Spain's National Social Security Institute (INSS), has sparked a debate regarding the fairness of current pension regulations, particularly concerning penalties for early retirement. In a recent video, Muñoz highlighted the case of José, a blacksmith with 47 years and 6 months of contributions. José, who will turn 65 in July 2025, would receive a monthly pension of 1,393€. However, if he opts to retire just four months early, he would face a monthly penalty of 90€. Muñoz questioned the rationale behind penalizing workers with nearly 50 years of contributions, especially when certain professions, such as miners, firefighters, and local police, are exempt from such penalties for early retirement due to the nature of their work. He posed the question: "Is it fair that a worker with almost 50 years of contributions is penalized for advancing their retirement by a few months?" He further elaborated on the current system, noting that in 2025, 38 years and 3 months of contributions are required to retire at 65. While contributing less than the required years leads to penalties, contributing more does not provide any additional benefit. Similarly, to receive 100% of the pension, 36.5 years of contributions are needed, with penalties for fewer years but no benefit for more. Muñoz suggested that it would be more equitable if the retirement age were also dependent on the number of years contributed, allowing greater flexibility for those with extensive work histories. The video has opened a discussion on potential reforms to the social security system to better acknowledge long-term contributions.
