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La aseguradora manda su Renault Clio "impecable" al desguace porque está segura…
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New Car to Junkyard: Insurance Policy Sparks Outrage Over "Total Loss" Renault Clio V
Insurance Decisions Spark Debate as Nearly New Renault Clio V Heads to Junkyard GRANADA, SPAIN – A recent incident involving a 2020 Renault Clio V has ignited discussions regarding insurance company practices, after the vehicle, described as being in "impeccable" condition, was sent to a junkyard following minor damage. The car, a Renault Clio V 1000 TCE model equipped with GLP, sustained a minor impact to its front corner, which resulted in a broken headlight. This seemingly small damage led to water ingress, causing the central dashboard display to malfunction and the alternator to fail. The presenter, speaking from a car dismantling facility, highlighted the car's otherwise pristine state, both inside and out, noting it had "not a single scratch" apart from the damaged headlight area. He explained the decision: "The insurance companies have taken it for granted that the car will have electrical failures in the future." This preemptive judgment, he argues, led to the car being written off rather than repaired. The presenter questioned the rationale behind scrapping a vehicle with such minor initial damage, especially when the interior and engine appeared fully functional prior to the electrical issues. "Why do they do this?" he asked, "Because they cannot risk the car giving problems in the future." He suggested that providing compensation for a new car and salvaging parts from the existing one might be a more practical approach. This case underscores a broader concern among consumers about the criteria used by insurance companies to declare vehicles a total loss, even when they appear largely intact.
